Compare verified US crypto loan providers.

Fynto.

Borrow cash without selling your crypto.

Choose your crypto amount.

Your crypto secures the loan.
Repay it and your crypto is returned.

You could borrow up to

$75,000

From 5.1% APR

4

providers match

CoinbaseSALT LendingArch Lending+ More

See rates, fees, and terms side by side.

4.8 · 100,000+ reviews

Free to useUnder a minuteNo credit check

How a crypto loan works

The modern way to borrow cash.

Use your crypto as security to borrow cash —
then get it back when the loan is repaid. 

Borrow up to

75%

of your crypto's value

Interest from

5.1%

Lower rates than traditional loans.

Cash in days
No credit check

How the loan works

  1. Your crypto is held as security

    Until the loan is repaid.

  2. You receive cash

    40-75% of the security amount.

  3. Pay your loan

    At a fixed rate on agreed terms.

  4. Your crypto is returned

    Once your loan is repaid.

One clear view

Every US provider, compared.

See them all side by side. Find the right loan for you without the back-and-forth.

CoinbaseArch LendingCoinbaseArch Lending
SALT LendingLednSALT LendingLedn+ More
A man comparing crypto-backed loan offers on his phone at home

Live market data

5.1%

Lowest tracked APR

Why compare

The same loan can be thousands apart.

Crypto required, interest and fees differ by provider — the real cost is in the details.

$100,000 loan

Live rates
  • Crypto required
    Lowest$130,000
    Highest$200,000
  • Interest over a year
    Lowest$5,100
    Highest$13,500
  • Setup fee
    Lowest$0
    Highest$2,000

Save $8,400 over 12 months by picking the cheapest offer.

Compare loans

Staying secure

Know the market before you borrow.

Prices can fall. We weigh stability as well as cost,
so the loan we show fits your risk.

Coins ranked by stability

Typical daily price move

  • USDCVery steady±0.1%
  • BTCSteady±1.6%
  • ETHMoves more±2.3%
  • SOLMoves a lot±2.6%

Three ways to lower the risk

  • Borrow less against your cryptoA smaller loan gives prices more room to move.
  • Pick a steadier coinEstablished stable coins tend to move less. 
  • Know the sale priceShown clearly so you can choose with confidence.
A couple comparing loan offers together on a laptop at home

Get started

Compare today, receive cash in days.

Three simple steps.

  1. 1Tell us what you needA few quick details about your loan.
  2. 2See every provider pricedRate, fee and collateral side by side.
  3. 3Apply with your providerYou decide when to proceed.

No paperwork, no credit check, no obligation.

Why Fynto?

We've helped millions find the right loan for them.  

4.8 · 100,000+ reviews

Live rates · No paid rankings · Verified providers

5,492,789

Loans compared on Fynto

  • “I needed $60,000 for a house deposit, and I didn’t want to sell my crypto to get it. Being able to borrow against it made a lot more sense for me.”
    Marcus T.TX · borrowed $60,000 via Fynto
  • “I applied on Tuesday night and had the money by Wednesday morning. It was really straightforward — no calls, and hardly any paperwork.”
    Priya S.CA · borrowed $300,000 via Fynto
  • “I’d already had a quote from another provider, so I thought I’d check Fynto as well. The rate was better and the whole thing took about five minutes.”
    Dan R.FL · borrowed $735,000 via Fynto

Swipe for more

See what you could borrow.

Every provider priced for you, ranked by total cost and security.

Lowest rate today

5.1%

Across every US provider we track

Compare loans

Free · Under a minute · No credit check

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